Built for the people the system forgot.
Property law in Australia assumes couples and families. CoHomed is for everyone else — the four people already splitting rent who could afford a mortgage together if the paperwork weren’t in the way.
Why it exists
Most young Queenslanders can’t clear a deposit alone. Many could clear one together. The obstacle isn’t usually the money — it’s that buying with friends means agreements nobody has drafted before, contribution records nobody is keeping, and schemes whose rules shift depending on how many of you there are.
That gap is a paperwork problem wearing a finance problem’s clothes. CoHomed solves the paperwork.
What we deliberately don’t do
CoHomed was originally designed to sit in the middle of your payments and take a percentage, and to connect you with mortgage brokers. Both were cut before launch.
Handling other people’s money and recommending credit are heavily regulated activities in Australia, and rightly so. Doing them properly requires licensing we don’t hold. Doing them improperly would put customers at risk. So the app doesn’t touch payments, doesn’t name a broker, and doesn’t take a commission from anyone.
What’s left is narrower and more honest: we prepare your documents, we show you the published rules, and you take it from there.
Where it’s going
Queensland first, properly. Then other states one at a time, each with its own duty regime, schemes and legislation verified independently rather than assumed from a neighbour.